John Wald is a professor of finance and has been at UTSA since 2006. Prior to teaching at UTSA, John was on the faculties of Penn State and Rutgers Universities. He holds a doctorate in economics from the University of California at Berkeley and a bachelor’s in computer science and economics/math from Yale. His research has focused on how legal differences between states and countries affect firm financing decisions as well as on debt covenant agreements, CEO compensation, and how the flu affects stock markets. His papers have won several awards, including the 2008 FMA best paper in international finance, the 2008 Werner Pemmerehne Prize, and the 2009 Mirae Asset Securities Co., Ltd. Outstanding Paper Award. He also won the 2010 Carlos Alvarez College of Business tenured faculty research award. John serves as a director for the Midwest Finance Association, and he is currently on the editorial review board for the Journal of International Business Studies and an associate editor of the Review of Pacific Basin Financial Markets and Policies.