Dr. Xiaoling "Ling Ling" Ang is an Associate Director primarily based out of Washington DC and specializing in consumer financial services, antitrust, and labor economics. She chiefly directs matters in the consumer financial services, banking, insurance, and finance industries. Dr. Ang focuses on applying rigorous economic and econometric methods to these areas, including in regulatory and state attorney general actions, class certification and damages analysis, policy evaluation, cost-benefit analysis, and fair lending analysis. Prior to working in economic consulting, Dr. Ang was one of the original economists at the Consumer Financial Protection Bureau (CFPB). At the CFPB, Dr. Ang frequently served as the Lead Economist on Bureau initiatives and rulemakings, including TILA/RESPA, a deposit products rulemaking; interagency appraisal rulemakings (Higher Risk Mortgage Rulemaking and ECOA Amendment); larger participant rulemakings in student loan servicing and international money transfers; randomized control trials; disclosure testing; and on a Congressional report on private student loans. Before joining the CFPB, Dr. Ang was a Financial Economist at the FDIC.