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Tech’s Impact on Financial Services Competition

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Technology’s impact on competition in the financial services sector is profound. It has changed the competitive landscape by laying the ground for new financial products and services offered by traditional banks, fintechs and big tech. This has created new issues for antitrust enforcement and regulation, the scope of which are continually to evolve. The question is – how will antitrust enforcement and regulation ensure procompetitive outcomes and increased innovation without creating adverse competitive impacts?

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